is a leader in providing Media, Entertainment, Technology, Network Security & Privacy and Miscellaneous Professional Liability coverage.We provide innovative solutions, exceptional service and responsive claims handling for all sizes of risk on an admitted and non-admitted basis.Up to 20% discount when you buy online 93% of Saga Travel Insurance customers who had a quote between 1 March 2017 and 30 April 2017 would have received a 20% online discount.Discount may be withdrawn at any time and applies to the first year only. Professional liability insurance is required by law in some areas for certain kinds of professional practice.The primary reason for professional liability coverage is that a typical general liability insurance policy will only respond to a bodily injury, property damage, personal injury or advertising injury claim.These are causes for legal action that would not be covered by a more general liability insurance policy which addresses more direct forms of harm.
This may occur when a claimant attempts to obtain some benefit or advantage to which they are not otherwise entitled, or when an insurer knowingly denies some benefit that is due.
Coverage sometimes provides for the defense costs, including when legal action turns out to be groundless.
Coverage does not include criminal prosecution, nor a wide range of potential liabilities under civil law that are not enumerated in the policy, but which may be subject to other forms of insurance.
Travel Guard also has enhanced travel emergency assistance services that include travel medical assistance, concierge services, identity theft services, and more.
The Good: Travel Guard insurance plans automatically include a comprehensive list of non travel insurance services (pre-trip health and safety advisories, golf course reservations, hotel and rental car reservations, and more) that are provided by Travel Guard, not a third-party company.